01
Connect
Link a supported institution through an available data provider. Coverage and available fields vary by institution.
Early access · WebFor variable-income households
Money doesn't move in a straight line.
Continuum brings connected accounts, imported history, and manual balances into one clear operating view. Review what changed, organize the plan, and ask grounded questions—without moving your money.
Free during invitation-only early access · No credit card · Web app
Example product state
CONTINUUM
Continuum
Today
Review source-backed changes. Unknown inputs stay unknown.
Needs transaction review
3
Items returned by the review service.
Pending monitoring alerts
2
Source status and activity worth checking.
Review queueSource backed
Connection needs attention
Refresh the source before relying on newer activity.
Transactions are ready to review
Confirm categories in the underlying transaction view.
Planning and monitoring only. Continuum does not move money.
Read-only connections
CSV, OFX & QFX imports
Manual accounts
No money movement
Why Continuum
Start with what changed.
Facts before forecasts
Today surfaces changes and monitoring items returned by the available sources. If an input is unavailable, Continuum says so instead of turning absence into confidence.
One review queue
Begin with transactions, source status, and monitoring items that may need attention—not a wall of decorative metrics.
Income can arrive on uneven schedules. Continuum does not assume a perfect paycheck or require you to rebuild your life around a monthly budget before the product becomes useful.
How it works
Five destinations. One clear instrument panel.
Each destination answers a different question. Deep financial tools remain reachable without turning the main navigation into a filing cabinet.
Today
Begin with source-backed changes and the items that actually need review.
Money
Inspect accounts, transactions, liabilities, holdings, and the sources behind them.
Plan
Organize bills and goals. Use a budget if it helps; skip it if it does not.
Automate
Draft and inspect supported monitoring rules, notifications, and local planning records.
Ask
Read and explain the limited current snapshot—without transfers, trades, or hidden actions.
Bring your data
Use the path you trust.
Connect, import, and manual entry are equal starting points. Use one or combine them, during onboarding or later from Settings.
02
Import
Preview recognized CSV, OFX, or QFX transaction rows before adding them to an existing account.
03
Enter manually
Create an account and maintain its current balance yourself, without connecting a provider.
File imports add transaction history only. They do not update or reconcile an account's current balance.
Ask
Ask what the available data says.
Ask can summarize and explain the limited current snapshot available to it. Important amounts stay verifiable in the underlying account and transaction views.
External AI is optional and defaults off. Ask does not move money, calculate affordability, forecast outcomes, or make autonomous changes.
Ask Continuum
Limited snapshot · read and explain
Supported starting points
- “Summarize the spending categories visible in this snapshot.”
- “Explain what is included in the current net-worth total.”
- “Which accounts are represented in the available summary?”
Verify important figures in their source views.
Hard boundary
Continuum can show the picture. It can't touch your money.
Continuum is not a bank. Connected access is configured for data, not payment initiation. Continuum does not initiate transfers, place trades, or hold funds.
Sources
Connected, imported, or manual data
Availability and freshness stay attached to the information you review.
Continuum
Monitoring, planning, and explanation
Continuum organizes available records and local planning states without external execution.
You
Human review and decisions
You inspect the source, decide what matters, and act outside Continuum when appropriate.
Selected provider secrets encrypted
Household-scoped customer data access
2FA and passkey support
External AI control
Invitation-only early access
Bring the moving parts into one place.
Request access to the web application. We will use your email only for the early-access process and product updates you approve.
Common questions
The important boundaries, up front.
Is Continuum a bank?
No. Continuum is a financial-data, planning, and monitoring application. It does not hold funds, initiate bank transfers, or place trades.
Do I have to connect a bank account?
No. You can connect a supported institution, import recognized CSV, OFX, or QFX transaction files, add accounts manually, or use any combination of those paths.
Do I have to use a monthly budget?
No. Budgeting is optional. You can still use accounts, transactions, bills, goals, monitoring, and the other available Continuum views without adopting a budget method.
What can Ask actually do?
Ask can summarize and explain the limited current financial snapshot available to it. Important amounts remain verifiable in the underlying views. It does not calculate affordability, forecast outcomes, or take financial actions.
What happens when I import a file?
Continuum previews recognized transaction rows before you confirm them. File imports add transaction history to an existing account; they do not update or reconcile that account's current balance.
How much does early access cost?
Invitation-only early access is free during this bounded phase and does not require a credit card. Any future billing launch will be communicated separately before it applies.